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保险的原则Principles of Insurance-代写金融作业

保险的原则Principles of Insurance

Semester Report Paper
学期小论文

你在Fama's French Bakery新成立的保险与风险管理部获得了一个职位。Fama's French Bakery提供的餐饮服务是焙烤食品,(他们只销售给餐馆,而不是向零售网点)。面包店将进行大规模扩张,主要将连锁快餐店开到新的六个州地区。 Fama's French得到了这个合同,因为以前的供应商因各种原因无法及时履行义务的合同。而且在美国只有不到三十家公司 有与Fama's French Bakery类似的业务和能力。
You have obtained a position with Fama's French Bakery in their newly established Insurance &Risk Management Department.  Fama's French Bakery provides the food service industry with baked goods, (i.e., they sell only to restaurants, not to retail outlets).  The Bakery will be undergoing a massive expansion thanks to a new contract to provide a major fast-food chain with all of their baked good needs for a six (6) state area.  Fama's French got the contract because the previous provider was unable, for various reasons, to fulfill the obligations of the contract in a timely fashion.  Less than thirty (30) companies in the United States have operations and capabilities similar to.http://ukthesiss.com/kjzy/

Fama's French Bakery owns two (2) production facilities and a number of warehouses for both production inputs (flour, sugar, butter, yeast) and outputs (breads, buns and muffins).  The Ohio production facility produces the buns, while the Indiana production facility produces the breads.  Fama's French started selling muffins in response to customers' requests for the product.  Rather than create the production lines necessary for the muffin product, Fama's French subcontracts the work to Scholes Muffins, Inc.  The goods are baked in natural-gas fired ovens, packaged for shipping, and held no more than twelve (12) hours before being transported directly to the customer's facilities.  The transportation of the finished product (including the Scholes Muffins), as well as the inputs from warehouses to the production facilities, is performed by a fleet of vehicles owned and operated by a wholly-owned trucking subsidiary of the Bakery, Sharpe-Lintner Trucking, Inc. 

Fama's French attributes its success to two factors: unique, high quality products, and the close, personal involvement of the owners of the company.  Fama's French started as a weekend hobby of its founder, Gene Fama.  Gene soon discovered that people found his breads to have special, very appealing qualities that were not in other similar products.  According to Gene, this is because he blends in the flour of a special type of grain grown only in a small region of the Saskatchewan province of Canada.  As more and more people requested Gene's baked goods, he enlisted the help of his good friend, Rich Thaler.  Fama and Thaler soon realized this could be a profitable enterprise that would allow them to make much more money than they were presently earning.  They formed a partnership and rented commercial bakery space.  The business continued to grow; more partners were brought in for both the capital that they provided and the knowledge of the bakery business they possessed.  The partnership now has over twenty (20) partners.  Partners fill all of the key executive and administrative roles, (i.e., owners perform management.)  



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